Money Management

Tenderloin Housing Clinic (THC) has been providing money management services to low-income tenants of the Mission, South of Market, and Tenderloin neighborhoods since 1988. In so doing, THC has played an instrumental role in helping thousands of formerly homeless single adults retain low-cost housing. THC offers to money management clients third-party rental payment services, advocacy, community referrals, and, if appropriate, rental subsidy determination and application. The overarching goals of THC’s money management programs are to help clients maintain their housing and to improve clients’ general wellbeing and quality of life. These services provide a critical element of care and considerably aid in the stabilization of our clients’ lives.

Modified Payment Program

THC’s Modified Payment Program (MPP) helps clients living in Permanent Supportive Housing (PSH) sites, including THC housing, and low-income individuals in the San Francisco community prioritize timely rental payments to maintain housing stability. The MPP achieves this by allowing a client’s monthly governmental benefit to be deposited directly with THC. THC uses the client’s benefits to pay their rent on time, directly to the landlord. The client then receives a check from THC for the entire remainder of their governmental benefit.

Individuals interested in enrolling in THC’s MPP should speak with a Housing Counselor at THC’s Housing Services Office:

488 Ellis Street (new office)
Office Hours: 9:30am-12:30pm & 1:30pm-4:00pm, Monday through Friday

Representative Payee Program

THC provides assistance to individuals who receive Social Security or Supplemental Security Income (SSI) benefits through the Representative Payee Program. THC receives and manages Social Security benefits and ensures participants’ basic needs for food, shelter, clothing, medical and dental expenses, personal care items, and daily living needs are met. This includes assisting clients with:

  • Personal budgeting and financial decision-making
  • Prioritizing expenses
  • Paying rent and other bills on the client’s behalf
  • Saving money for the client

Additionally, the Representative Payees advocate on behalf of clients applying for or receiving benefits from the Social Security Administration. This includes requests for re-determination of benefits, managing overpayments, and other matters involving participants’ fiscal needs.

Individuals interested in enrolling in THC’s Representative Payee Program should speak with a Representative Payee at THC’s Housing Services Office:

488 Ellis Street (new office)
Office Hours: 9:30am-12:30pm & 1:30pm-4:00pm, Monday through Friday